Retirement Planning Hub
Free, accurate calculators for every retirement decision — 401(k), Roth vs. Traditional IRA, Social Security timing, RMDs, and the FIRE number. Every tool shows its formula and source.
Project your nest egg in seconds.
Projected at 65
$1.34M
≈ $4,470 / mo at the 4% rule
Curated by the RetirementCalcHub Editorial Team
Project your nest egg at retirement from your current savings and monthly contributions.
See how employer match and decades of compounding grow your 401(k) balance to 65.
Estimate your monthly benefit and compare claiming at 62, full retirement age, and 70.
Find your FIRE number and target age — compare Lean, Coast, and Fat FIRE.
News
SECURE 2.0 did not happen on one day. What changed, organized by person and effective date — with the "RMDs start at 75 for everyone" myth corrected up front.
By RetirementCalcHub Editorial Team · 13 min read
News
Do not memorize the table — learn the machine: the COLA rounding mechanism, each account limit type, the Roth phase-out, and where the IRS publishes 2026.
By RetirementCalcHub Editorial Team · 13 min read
Comparisons
Bonds as a permission slip not to sell stocks: the two-job split, the rising-equity glidepath debate, bucket strategies, and a phased worked allocation.
By RetirementCalcHub Editorial Team · 15 min read
Comparisons
Lean and Fat are target-size strategies; Coast is a contribution-timing strategy. Separate worked households, Barista FIRE, and the pre-59.5 access constraint.
By RetirementCalcHub Editorial Team · 12 min read
Guides
The most consequential irreversible retirement decision: 62 vs. FRA vs. 70, break-even math, and the spousal/survivor strategy that matters most.
By RetirementCalcHub Editorial Team · 15 min read
Comparisons
Not a binary but a priority order: match first, then the tax-rate-now-vs-later bet, income limits and the backdoor pro-rata trap, and the plan-fee tiebreaker.
By RetirementCalcHub Editorial Team · 13 min read
Editor's Note
RetirementCalcHub is an independent project. Every calculator shows its formula and data source, uses current IRS and SSA figures, and stores none of your inputs. We don't sell products — we help you understand the numbers before you talk to a professional.
Read more about us →Disclaimer: Calculations are projections based on the assumptions you provide and are for informational purposes only. They are not financial, tax, or investment advice. Investment returns are not guaranteed. Consult a Certified Financial Planner (CFP) before making retirement decisions.
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